With Houston Title Loans, we decided to speed up that application process even more. That’s why we set up an easy, streamlined online application for title loans in Houston. You can fill out the application right here on our site and it takes just seconds. Simply head over to the form and fill out the following information about the car that you plan to use as collateral on your title loan:
You’ll also need to enter the following contact information:
Once you submit the form, we can preapprove you for a title loan and use your car’s current market value to calculate a free car title loan estimate. We’ll also have one of our Houston title loan representatives follow up with you at their earliest convenience to give you more information about title loans and answer any questions you have.
Wondering what you’ll need to bring with you to pick up your title loan? You’ll find that it’s much easier than it would be getting a loan through a bank, and you won’t need any financial history documents. We’ll need to perform a brief inspection of your car, and we also need to hold on to your car title over the term of the loan. Once you pay off your loan, we return your car title. Other than that, we just need to see your government-issued ID to check your date of birth, as the federal government requires all title loan borrowers to be at least 18 years old.
Title loans are often referred to as bad credit or no credit loans, because your credit score does not determine the value of the loan- the value of your vehicle does. In other words, you can sometimes be approved with imperfect credit, nonexistent credit, or even bankruptcy on file. This is a welcome relief for many borrowers, because a majority of traditional loans are solely based on your financial history. If you do not have a stellar score, it may be almost impossible to be approved. Conversely, car title lenders are mainly concerned with your ability to produce a lien-free title. Your title is used to secure a bad credit loan, so your credit report will not be examined with a fine-toothed comb. In addition, our approval process incredibly efficient. You will not be asked to jump through hoops or fulfill other time-consuming requirements. When you need cash and you need it fast, EZ Title Loans is on your side. Let us help you achieve a more prosperous future!
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